Annuities are arguably the most common, most utilized, yet most misunderstood financial products available to consumers today. In fact, most investors have no idea that there are actually four very different and unique types of annuities available to them. Instead, most people have been misled by both the media and certain financial personalities who misrepresent and lump all annuities together as if each one works exactly the same.

To learn more about annuities, give us a call at (712) 378-2525 and schedule a free financial consultation.

The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount you may pay in addition to your Part B or Part D premium if your income is above a certain level. The Social Security Administration (SSA) sets four income brackets that determine your (or you and your spouse’s) IRMAA.

To learn more about IRMAA, give us a call at (712) 378-2525 and schedule a free financial consultation.

Typically, waiting as long as possible to claim Social Security benefits will maximize the payout. However, did you know that factors, such as how many years you worked, how much money you make, and more, actually impact your Social Security. We will discuss what you need and how Social Security can be optimized for your specific situation.

To learn more about Social Security optimization, give us a call at (712) 378-2525 and schedule a free financial consultation.